Terms of Service
Last updated: April 20, 2026
Terms of Service
Last Updated: October 26, 2023
Welcome to pfbkm.top. These Terms of Service ("Terms") govern your access to and use of the pfbkm.top website, services, and any related applications (collectively, the "Service"). Please read these Terms carefully before using the Service.
By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you disagree with any part of the Terms, you may not access the Service.
1. Acceptance of Terms
The Service is provided by pfbkm.top ("we," "us," "our," or "the Company"). By accessing, browsing, or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms. These Terms constitute a legally binding agreement between you and pfbkm.top.
We reserve the right to modify, update, or replace these Terms at any time at our sole discretion. We will provide notice of significant changes by posting the new Terms on this page and updating the "Last Updated" date. It is your responsibility to review these Terms periodically for changes. Your continued use of the Service following the posting of any changes constitutes acceptance of those changes.
2. Use of Service
2.1 Eligibility
You must be at least 13 years of age to use the Service. By using the Service, you represent and warrant that you meet this age requirement and have the legal capacity to enter into a binding agreement.
2.2 Account Registration
Certain features of the Service may require you to register for an account. You agree to:
- Provide accurate, current, and complete information during registration.
- Maintain and promptly update your account information to keep it accurate, current, and complete.
- Maintain the security of your password and accept all risks of unauthorized access to your account.
- Notify us immediately of any unauthorized use of your account or any other breach of security.
- You are solely responsible for all activities that occur under your account.
2.3 License to Use
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal or internal business purposes.
2.4 Prohibited Uses
You agree not to use the Service:
- For any unlawful purpose or to promote illegal activities.
- To violate any local, state, national, or international law or regulation.
- To infringe upon or violate our intellectual property rights or the intellectual property rights of others.
- To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability.
- To submit false or misleading information.
- To upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service.
- To collect or track the personal information of others.
- To spam, phish, pharm, pretext, spider, crawl, or scrape.
- For any obscene or immoral purpose.
- To interfere with or circumvent the security features of the Service or any related website.
We reserve the right to terminate your use of the Service for violating any of the prohibited uses.
3. User Responsibilities
3.1 Content
You are solely responsible for any content, data, text, information, or materials ("User Content") that you submit, post, display, or otherwise make available on or through the Service. You represent and warrant that you own or have the necessary rights to all User Content you provide and that such User Content does not violate these Terms or any third-party rights.
3.2 Conduct
You agree to use the Service in a respectful and lawful manner. You are solely responsible for your conduct and your interactions with other users of the Service, if any.
3.3 Compliance
You are responsible for complying with all applicable laws, rules, and regulations in connection with your use of the Service.
3.4 Service Modifications
We reserve the right to modify, suspend, or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that we will not be liable to you or to any third party for any modification, suspension, or discontinuance of the Service.
4. Intellectual Property
4.1 Our Property
The Service and its original content (excluding User Content), features, and functionality are and will remain the exclusive property of pfbkm.top and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of pfbkm.top.
4.2 Your Property
We do not claim ownership of your User Content. By submitting User Content, you grant pfbkm.top a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the User Content in connection with the Service and our business.
4.3 Copyright Complaints (DMCA)
We respect the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us at [email protected] with the following information:
- A physical or electronic signature of the copyright owner or authorized agent.
- Identification of the copyrighted work claimed to have been infringed.
- Identification of the material that is claimed to be infringing.
- Your contact information.
- A statement that you have a good faith belief that use of the material is not authorized by the copyright owner.
- A statement that the information in the notification is accurate.
5. Limitation of Liability
5.1 Disclaimer of Warranties
YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. PFBKM.TOP EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
WE MAKE NO WARRANTY THAT (I) THE SERVICE